Analyst I, Fraud


  • Full Time

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Fraud Strategy & Analytics team works cross-functionally with Machine Learning, Product, Engineering, and Operations to combat fraudulent activities and to foster a safe platform. 

We're hiring a new analyst to help support our team’s fraud monitoring and detection efforts and serve as a main point of contact for fraud escalations. Additionally, this role will work closely with our cross functional partners to help improve our fraud decisioning systems. 

What you'll do

  • Monitor fraud across our network and serve as a point of contact for issues raised by other team members

  • Research emerging fraud trends by pulling data from our data warehouse and monitoring key fraud metrics

  • Quickly respond to fraud rings and work with our operations team to limit losses

  • Assist with development of our fraud monitoring strategy and identify any potential gaps

  • Assist with evaluation and development of new external or internal features/signals to improve our fraud detection capabilities

What we look for

  • EXPERIENCE – Minimum 1 year of experience in Fraud Management or a related field preferred including prior experience with analytics

  • PRODUCT KNOWLEDGE – Passion to understand how the product works and how to change it to make it more effective

  • RESILIENCY – Able to thrive in a fast-paced environment and be responsive and available during times of peak fraud activity

  • TECHNICAL SKILLS – Prior experience writing and analyzing SQL queries

  • COMMUNICATION – Ability to communicate findings and recommendations clearly to both technical and non-technical audiences

  • MULTI-TASKING – Strong time management skills and the ability to handle multiple projects and priorities

  • EDUCATION – Bachelor’s degree in a quantitatively rigorous field like engineering, statistics, math, finance, economics desired

  • INDUSTRY KNOWLEDGE – Working knowledge of the fundamentals of payment processing and an understanding of industry risk trends, including familiarity with risk strategy development.

Pay Grade – USA28

Employees new to Affirm or promoted into a new role, typically begin in the min to mid range.

USA Base Salary Range (CA, WA, NY, NJ, CT) per year: 

Min: $121,000

Mid: $148,300

Max: $175,500

USA Base Salary Range (all other U.S. states) per year: 

Min: $108,900

Mid: $133,400

Max: $157,900


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking “Submit Application,” you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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