Senior Analyst – Regulatory Compliance

Nium

  • Full Time
Nium, the Leader in Real-Time Global Payments 
 
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support: 
-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
-190+ Pay Out Markets – 100+ in real time
-35+ Pay In Markets
-30+ Card Issuance Markets
-100+ Supported Currencies 
 
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE. 
 Your Next Exciting Role
This is an existing role at Nium, Nium is looking to expand its local Regulatory Compliance team to strengthen its oversight capabilities.  
 
Nium is looking for a driven individual who is keen to work in a fast-paced and dynamic environment and is passionate about Compliance.
 
This role will report to the VP of Compliance and will closely collaborate with local Head of Compliance, Deputy MLRO and with the global Compliance team.

What would a day @ Nium look like?

  • Develop and maintain policies and procedures to ensure compliance with relevant regulations and industry standards, including reviewing and updating existing policies as necessary
  • Prepare and submit internal and external reporting such as internal MI and regulatory filings to the regulator, ensuring accuracy and timeliness, and collaborating with other teams to obtain the required information
  • Coordinate and assist in regulatory audits including preparing documentation, responding to enquiries, and implementing remediation efforts as needed
  • Conduct risk assessments related to regulatory compliance and develop strategies to mitigate identified risks. This may involve collaborating with other departments such as risk management and internal audit
  • Providing regulatory advisory to relevant internal and external teams, such as sales and onboarding to support the client onboarding process, as well supporting the product and technical teams with product updates/changes
  • Performing assurance reviews on tasks such as customer onboarding and transaction monitoring
  • Develop and deliver coaching and training to develop other team members based on regulatory compliance, policies and procedures as well as findings identified as part of assurance (e.g. handling of onboarding cases, handling of screening and transaction monitoring alerts, etc.)
  • Review and investigations of suspicious activity and preparing information for SAR submission
  • Handling external information requests (Law enforcement/partners)
  • Assisting with the implementation of the Compliance Monitoring Plan across the business
  • Serve as a point of contact for external parties such as banking partners and the regulator
  • Stay up-to-date with regulatory developments and changes in the electronic money and financial services industry, and assess their impact on the institution. Provide recommendations for compliance strategies accordingly
  • Assisting HoC/MLRO and DMLRO in other capacities deemed necessary
  • Which Skills & Experiences will make you successful?

  • 3-5 years’ experience in a similar Compliance analyst role, preferably in the Fintech sector and within organisations with cross-jurisdictional operations
  • Knowledge of local AML/CTF laws and interest to stay abreast of latest regulatory changes
  • Ability to analyse suspicious transaction patterns, identify AML typologies and draw meaningful conclusions
  • Ability to draft clear and concise internal escalations and suspicious activity reports
  • Ability to identify gaps in Compliance processes or products, provide possible solutions
  • CAMS/ICA certification.
  • Excellent data mining and data manipulation skills, with a proficiency using Excel and other tools
  • Strong analytical and problem-solving skills
  • Exceptional attention to detail
  • Excellent verbal and written communication skills
  • Ability to work independently, under pressure and to tight deadlines, managing competing priorities
  • Ability to collaborate and engage with a variety of individual stakeholders and to operate in a global virtual environment
  • Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.
    What we offer at Nium  
     
    We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work. 
    We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office). 
    We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend. 
    We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception: 
    We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!  
    We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.  
     
    What it’s like to be a Nium’er 
     
    At Nium we center our way of work around 3 core values globally: 
     
    #KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind. 
    #MakeItBetter: We build innovative solutions that make our customers’ lives better. 
    #WinItTogether: We win in this competitive market by collaborating as one team. 
    For more information, visit www.nium.com. 
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